TOST: Financial results · Leadership change

Item 2.02 - Results of Operations and Financial Condition. On November 3, 2026, Toast, Inc. (the “Company”) announced its financial results for the fiscal quarter ended September 30, 2026. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein. The information in this Current Report on Form 8-K and Exhibit 99.1 attached hereto is intended to be furnished and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as expressly set forth by specific reference in such filing. Item 5.02 - Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers. On October 28, 2026, Elena Gomez notified the Company of her decision to step away as the Company’s President and Chief Financial Officer, effective December 31, 2026 (the “Effective Date”). Ms. Gomez’s resignation was not due to any disagreement relating to the Company’s management, policies or practices. Following the Effective Date, Ms. Gomez will continue to serve in an advisory role as a non-executive employee of the Company through July 2, 2027. On October 28, 2026, the Board of Directors (the “Board”) of the Company appointed Michael Senno, the Company’s current Senior Vice President of Finance, to succeed Ms. Gomez as the Company’s Chief Financial Officer and the principal financial officer, effective January 1, 2027. Mr. Senno (46 years old) has served as the Company’s Senior Vice President of Financ