OXM: Material agreement · New financial obligation

Item 1.01. Entry into a Material Definitive Agreement. On October 29, 2026, Oxford Industries, Inc. (the “Company”) entered into a third amendment (the “Third Amendment”) to its $325 million Fourth Amended and Restated Credit Agreement, dated May 24, 2016 (the “Credit Agreement”), by and among the Company and its subsidiary, Tommy Bahama Group, Inc., as the borrowers, certain domestic subsidiaries of the Company as guarantors, the financial institutions party thereto as lenders, and Truist Bank, successor by merger to SunTrust Bank, as administrative agent. The Third Amendment, among other things, amends, and extends the term of, the Credit Agreement as follows: • extends the maturity date of the facility from March 6, 2028 to October 29, 2031; • streamlines the interest rate calculation by removing the SOFR credit spread adjustment with effective interest rates remaining unchanged; • modifies certain provisions to allow additional flexibility in the payment conditions for acquisitions, investments and restricted payments; • amends certain borrowing base provisions in the agreement; and • makes certain other customary modifications to restrictions applicable to the Company and its subsidiaries. The Credit Agreement is a senior secured, asset-based revolving credit facility. Proceeds from the facility are generally available to the Company for working capital and general corporate purposes, as well as to fund acquisitions and investments. The above description of the Third Amendment is not complete and is qualified in its entirety by the actual terms of the Third Amendment, attached hereto as Exhibit 10.1, and incorporated herein by reference. Item 2.03. Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The