CTSH: Material agreement · New financial obligation

Item 1.01. Entry into a Material Definitive Agreement. On October 5, 2026 (the “Closing Date”), Cognizant Technology Solutions Corporation (the “Borrower” and together with its consolidated subsidiaries, the “Company”) and Cognizant Worldwide Limited (the “Designated Borrower” and, together with the Borrower, the “Borrowers”), a wholly-owned subsidiary of the Borrower, entered into a new credit agreement (the “Credit Agreement”) by and among the Borrower, the Designated Borrower, certain financial institutions party thereto and JPMorgan Chase Bank, N.A., as administrative agent, providing for a term loan facility in the amount of $550 million (the “Term Loan Facility”) and a revolving credit facility of $1.85 billion (the “Revolving Credit Facility” and together with the Term Loan Facility, the “New Credit Facilities”). Proceeds from the Term Loan Facility were used primarily to repay the term loan facility that was part of the Borrower’s existing credit facilities, which were terminated on the Closing Date. The Borrower also borrowed approximately $1.0 billion under the Revolving Credit Facility on the Closing Date, the proceeds of which were used primarily to repay the revolving credit facility that was part of such existing credit facilities. The Revolving Credit Facility will be used for general corporate purposes. The New Credit Facilities are unsecured. The New Credit Facilities mature on October 3, 2031 (the “Maturity Date”). No scheduled payments of the Term Loan Facility are due in the first year after the Closing Date; thereafter, the required payments on the Term Loan Facility are quarterly installments of $6.875 million, with the balance due and payable on the Maturity Date. The Revolving Credit Facility terminates on the Maturity Date, and loans thereunder