CNP: Material agreement · New financial obligation

Item 1.01 Entry into a Material Definitive Agreement. The information included in Item 2.03 of this Current Report on Form 8-K is incorporated by reference into this Item 1.01. Item 2.03 Creation of a Direct Financial Obligation or an Obligation under Off-Balance Sheet Arrangement of a Registrant. On October 20, 2026, Southern Indiana Gas and Electric Company (“SIGECO”), a wholly-owned subsidiary of CenterPoint Energy, Inc. (the “Company”), and certain institutional investors in the private placement market (“Purchasers”) entered into a Bond Purchase Agreement (“Bond Purchase Agreement”), under which SIGECO agreed to sell, and each Purchaser agreed to severally purchase (i) on October 20, 2026, $130,000,000 5.99% First Mortgage Bonds, Series 2026A, Tranche A due 2031 (the “Series 2026A Bonds”), (ii) on December 15, 2026, $80,000,000 6.15% First Mortgage Bonds, Series 2026B, Tranche A due 2033 (the “Series 2026B Bonds”), and (iii) on February 25, 2027, $50,000,000 6.33% First Mortgage Bonds, Series 2027A, Tranche A due 2037 (the “Series 2027A Bonds”, and together with the Series 2026A Bonds and the Series 2026B Bonds, the “Bonds”) in the series and tranches as set forth in the Bond Purchase Agreement. The Series 2026A Bonds are issued under and entitled to the benefits of and secured by the Amended and Restated Indenture of Mortgage and Deed of Trust dated as of January 1, 2023 (as previously supplemented, the “Amended and Restated Mortgage Indenture”) between SIGECO and Deutsche Bank Trust Company Americas (the “Trustee”), as further supplemented by the Seventh Supplemental Indenture dated as of October 20, 2026 (the “Seventh Supplemental Indenture”), between SIGECO and the Trustee relating to the Series 2026A Bonds. The Series 2026B Bonds will be issued under the Amend