V: 10-K financial filing

v-20260930 Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended September 30 , 2026 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-33977 VISA INC. (Exact name of Registrant as specified in its charter) Delaware 26-0267673 (State or other jurisdiction of incorporation or organization) (IRS Employer Identification No.) P.O. Box 8999 94128-8999 San Francisco, California (Address of principal executive offices) (Zip Code) ( 650 ) 432-7644 (Registrant’s telephone number, including area code) Securities registered pursuant to Section 12(b) of the Act: Title of each class Trading symbol Name of each exchange on which registered Class A Common Stock, par value $0.0001 per share V New York Stock Exchange 2.250% Senior Notes due 2028 V28 New York Stock Exchange 2.000% Senior Notes due 2029 V29 New York Stock Exchange 3.125% Senior Notes due 2033 V33 New York Stock Exchange 2.375% Senior Notes due 2034 V34 New York Stock Exchange 3.500% Senior Notes due 2037 V37 New York Stock Exchange 3.875% Senior Notes due 2044 V44 New York Stock Exchange Securities registered pursuant to Section 12(g) of the Act: Class B-1 common stock, par value $0.0001 per share Class B-2 common stock, par value $0.0001 per share Class B-3 common stock, par value $0.0001 per share Class C common stock, par value $0.0001 per share (Title of each class) Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes ☑ No ☐ Indicate by check mark if the registrant is not required to file r